Margen steigern mit Pay by Bank

Brite solutions are ideally suited to e-commerce because they deliver direct, measurable value to your bottom line. We address the sector’s main challenges by providing:

Lower Transaction Costs: Reducing expensive card network fees.

Reduced Fraud Risk: Chargeback-free payments ensure your revenue security.

Superior Cash Flow: Instant settlement means immediate access to funds.

Better Customer Service: Instant Refunds reduce support costs and build loyalty.

Chargebacks related to card fraud are truly eliminated. Because Brite uses direct Account-to-Account (A2A) transfers backed by Strong Customer Authentication (SCA), the payment is bank-verified and irrevocable. This reduces your financial liability and the operational burden associated with card chargeback disputes.

Refunds are processed as Instant Payouts, meaning the consumer receives their money in their bank account in seconds, not days. This is a critical factor in customer satisfaction: fast refunds drastically reduce customer frustration, cut support tickets, and build strong loyalty, turning a return into a positive brand experience.

Yes. Our ‚Pay Faster Next Time‘ feature is designed to maximise returning consumer conversion. After the first payment, the consumer can complete subsequent purchases using a streamlined, one-click authentication step, making repeat business effortless and highly secure.

For high-value items, Brite helps mitigate risk by leveraging the inherent security of A2A payments and our Data Solutions. A good example is using Account Verification to instantly confirm the buyer’s identity and ensure the name on the payment account matches the name on the order, preventing account takeover and fraud before shipping.

Yes. The Brite Instant Payment Network (IPN) is a proprietary, full-stack infrastructure built for high-volume resilience. It operates 24/7/365 with high availability, ensuring your checkout remains fast and stable during major sales events like Black Friday, minimising the risk of losing revenue due to payment downtime.

Yes. Brite offers a clean API and readily available integrations designed for compatibility. We actively partner with leading e-commerce platforms (e.g., Shopware, as an example) to provide merchants with simple, out-of-the-box plugins, allowing you to quickly activate Pay by Bank without extensive development work. For details about the partners we’re integrated with, you can visit our partner page or contact us.