Payment-Lösungen für Finanzvisionäre

Brite solutions are built for the resilience, speed, and compliance demands of modern finance. This combination means we’re well-positioned as a trusted partner to the current and next wave of Financial Service innovators.

Our platform enables instant funding and real-time withdrawals, critical for asset managers and trading platforms. We also integrate Data Solutions to streamline KYC, Affordability, and AML checks, ensuring you can innovate without compromising regulatory integrity.

Our integrated Data Solutions help merchants speed up compliance during onboarding. We provide bank-grade verification of consumer identity, check for account ownership, and offer crucial insights for Source of Funds (SoF) and Affordability. This process minimises manual review, ensures adherence to PSD2 and AML rules, and provides a clear audit trail.

While SEPA Instant is a vital clearing standard, Brite’s proprietary network (IPN) offers significant advantages:

24/7/365 Availability: Our IPN is built to eliminate reliance on traditional bank cut-off times and batch cycles, ensuring instant settlement even on weekends and holidays.

Unified API: We provide one simple integration for 27 European markets, addressing the „fragmented nature“ of SEPA and simplifying multi-region operations and treasury management.

Brite helps reduce the multi-day delays caused by manual KYC and traditional funding methods (like SEPA or card processing). By combining user authentication and payment initiation into one frictionless flow, we reduce the onboarding time from days to seconds, allowing your customers to fund their accounts and act on market movements instantly.

Research suggests the time to onboard and pay within Financial Services can range from a few minutes to a number of days. With Brite, we typically see the same process taking less than 90 seconds to complete on average, which is a significant improvement.

Technical onboarding is prioritised for speed and stability. You receive access to a clean, well-documented API built on our full-stack infrastructure. Our onboarding process includes direct access to Brite merchant solutions experts who specialise in complex FinServ use cases, ensuring efficient integration and minimising reliance on third-party aggregators.

Time2Money provides the consumer with the estimated time of arrival (ETA) for their payout. This feature builds trust and drastically reduces the volume of „Where Is My Money?“ (WIMMO) support tickets, allowing your customer service teams to focus on high-value user queries rather than payment tracking.

Unlike many legacy payment systems, Account-to-Account (A2A) payments generally accommodate high-value transactions, which is crucial for wealth and investment platforms. While limits are often subject to the end-user’s bank and Brite’s internal risk settings, the A2A architecture itself supports transactions significantly higher than typical consumer card payment limits.